Patient Care for All... Even the Poor & Needy
the Good Karma initiative by MODERN US HEALTH, Bengaluru, India. A New Social NGO Initiative: Hospital Bill Assistance for Needy Patients
Location 1: Mahadevpura, Whitefield, Bengaluru, Karnataka, PIN:560048, India
Our mission began in Bengaluru, India, with plans to expand to all over Karnataka & other states in India and also globally as we grow this vital social initiative to help the needy & poor patients.
Join us in our mission to provide assistance with treatment and hospital bills for needy patients.
Helping Patients Get the Medical Care They Need
MODERN US HEALTH CHARITABLE TRUST helps patients who cannot afford treatment by paying for hospital bills, medicines, lab tests and other related costs. Our mission is to make sure no one misses out on life-saving care because they don’t have the money.
We support patients fully by covering all treatment-related expenses.
💌 Need a Donation Receipt?
To get a receipt for tax benefits, please email proof of your donation to:
📩 support@modernusgroup.com
🙌 Your Help Matters
Your donation can save lives—and also reduce your taxes.
✅ Individuals can save tax
✅ Companies can save tax and meet CSR goals
Join us in helping those who need medical care.
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Rated 5 Stars by Our Supporters and Patients


In the United States, about 26 million people (2.6 crore), about 8% of the U.S. population, are without health insurance. Source: U.S. Census.gov
Coverage Issues: Many insured individuals face challenges such as high premiums and claim denials from insurance providers.
In India, nearly 400 million people (40 crore) (about 30% of India's population) are without health insurance. Source: Business Standard
Coverage Issues: Those with insurance often encounter denials or inadequate coverage for various reasons.
In 2021, approximately 4.5 billion people (more than 450 crore) worldwide lacked full coverage for essential health services.
Source: World Health OrganizationFinancial Hardship: More than 1 billion people (about 100 crore) experienced catastrophic health spending, spending over a huge part of their household budget on out-of-pocket health expenses.
Source: World Bank
Data Research by: MODERN US HEALTH CHARITABLE TRUST, BENGALURU, KARNATAKA, INDIA


Our Story: A Mission to Help the Needy and Poor Access Healthcare
MODERN US HEALTH CHARITABLE TRUST's journey began with a series of deeply moving moments in hospitals in India & the United States—one in Bengaluru, Karnataka, India and another in Dallas, Texas in the United States. In both places, our Founder & CEO witnessed heartbroken family members pleading for help to cover overwhelming medical bills they couldn’t afford. Moved by their pain, our CEO stepped in to assist these families and a few others facing similar hardships in both India and the United States. While these acts of kindness provided immediate relief, they highlighted a much bigger issue globally.
These small gestures may have brought temporary relief to a few families, but they uncovered a larger, global crisis: millions of people in India, Nepal, the United States and many other countries struggle to access healthcare due to a lack of money, savings, or adequate insurance.
It’s not only the poor who need help; many middle-income families also find themselves driven into debt or bankruptcy due to the high cost of medical treatments and associated expenses.
This issue isn’t isolated to developing nations. Even in the United States, healthcare costs are so high that many families can’t afford the necessary care, no matter how hard they work. Sadly, the result is the same: millions are denied life-saving treatments, necessary medications, or even basic consultations simply because they can't pay.
Over 4.5 billion people worldwide lack essential health coverage, and 1 billion people face catastrophic health spending which they can not afford (WHO, World Bank). In the U.S., 26 million people (8%) are uninsured, while many with insurance struggle with high premiums or denied claims. In India, 400 million people (30%) lack insurance, with others facing inadequate coverage. These statistics are just the tip of the huge iceberg in healthcare which highlight the critical need for accessible and affordable healthcare globally.
Our Founder & CEO has witnessed first-hand the financial hardships that many families face when trying to access essential care. These experiences became the driving force behind our mission to make a real, lasting change.
Our belief is simple: Healthcare is a basic right, and no one should be denied it simply because they are poor, needy, or middle-class.
Today, we are dedicated to breaking down the financial and systemic barriers that prevent people from receiving the care they need. Our ultimate goal is to make affordable healthcare a reality for everyone, everywhere.
Our NGO's Vision & Mission
We aim to close the gap between affordability and access to care—empowering communities in India, Nepal, the U.S., and beyond.
Quality & Affordable patient care is a basic right of human beings and MODERN US HEALTH with our NGO Mission is here to help make it a reality for the poor, needy and the general public.
Immediate Relief
We cover hospital and clinic bills for patients in need through partnerships with MD doctors and hospitals. Our services include:
Free health clinics
Patient awareness programs
Support for research that improves care and cuts unnecessary costs
Our team includes doctors, pharmacists, lawyers, and professionals working together to make care accessible.
Long-term Impact
We focus on health education and access by:
Promoting affordable health insurance
Building free/affordable medical colleges, clinics and hospitals
Running digital and community health awareness programs
Partnering with hospitals, insurers and CSR initiatives
Any other initiatives by NGO to benefit health of general public as a NGO Charitable Mission (the Good Karma Mission) by MODERN US HEALTH's NGO Mission.
Scholarships up to USD $1,000,000 United States Dollar or ₹ 86,697,350 Indian Rupees for the Year 2026 by MODERN US HEALTH CHARITABLE TRUST, as an initiative to help improve patient care in India, the United States and globally
Eligible Research Topics:
Patient Care Improvement
Collaborative Care Models
Patient Care Awareness
Patient Care Improvement Data Research
Technology including Software, AI, ML or similar to Improve Patient Care
Cost-effective Technologies or Interventions to Improve Patient Care
Electronic Health Record (EHR) Innovation
Health Insurance Innovation
Medication Adherence and Health-related Quality of Life
Similar Patient Care-related Projects to help Improve Patient Care in India and Globally.
We recognize the critical importance of research in advancing patient care and understand the significant financial barriers faced by early-career professionals, students, and young researchers. Securing funding for essential research, covering Article Processing Charges (APCs) for publishing in reputable journals, and financing the cost of presenting at conferences are all substantial challenges. These financial obstacles can significantly limit the reach and potential impact of important research.
This Scholarship Will Assist With projects which aim to reduce the overall cost of patient care while improving care:
Research Expenses: Funding for the costs associated with patient care research projects. This funding will be available for new research projects starting in 2026.
Publication Funding for Approved Projects: Coverage of APCs to help publish research in respected journals. Available for new research projects starting in 2026.
Conference Funding: Financial assistance to cover the costs of presenting research at global conferences. This funding is available for new research projects starting in 2026.
How to Apply:
To apply for funding, please submit your detailed research proposal, along with all necessary documentation from your university or academic guide or a doctor at hospital or local practice approved by your university, to cmo@modernusgroup.com. The proposal should follow your university’s standard format for research proposals. Include CV of the Student (researcher), Guide's profile, Letter from the Guide and prospective start date of the project along with the application for Funding/Scholarship for patient-centric research.
After receiving the proposal, our Chief Medical Officer (CMO) will review the project and evaluate the availability of funding.
Shortlisted projects will be invited to submit a formal project approval proposal using presentations to our senior leadership team including CEO & others for further review.
Approved projects will receive funding and mentorship under this initiative from MODERN US Health Charitable Trust, Bengaluru, its partner organizations & affiliated group companies.
Please Note: Scholarships under this category will be to help improve patient care and it is dependent on the total amount of funds received by our organization.
Contact us to support patients in need of medical assistance
Contact Information
For MD Physician Groups and hospital clients of CoverMyCPOs Health across the United States:📧 cmchealth@modernusgroup.com
For MODERN US Health Charitable Trust, Bengaluru, India: 📧 support@modernusgroup.com
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