Helping Patients Access Life-Saving Medical Treatment

MODERN US HEALTH CHARITABLE TRUST is committed to assisting patients in need by covering hospital bills, medicines, laboratory tests, and all other associated healthcare costs. Our goal is to ensure that those struggling financially do not face the impossible choice of forgoing critical treatments due to the inability to pay.

• In the United States, about 26 million people (2.6 crore), about 8% of the U.S. population, are without health insurance. Source: U.S. Census.gov

• Coverage Issues: Many insured individuals face challenges such as high premiums and claim denials from insurance providers.

• In India, nearly 400 million people (40 crore) (about 30% of India's population) are without health insurance. Source: Business Standard

• Coverage Issues: Those with insurance often encounter denials or inadequate coverage for various reasons.

• In 2021, approximately 4.5 billion people (more than 450 crore) worldwide lacked full coverage for essential health services.
  Source: World Health Organization

• Financial Hardship: More than 1 billion people (about 100 crore) experienced catastrophic health spending, spending over a huge part of their household budget on out-of-pocket health expenses.
  Source: World Bank

Data Research by: MODERN US HEALTH CHARITABLE TRUST, BENGALURU, KARNATAKA, INDIA

MODERN US HEALTH CHARITABLE TRUST pays the entire patient care (hospital bills, medications, labs and any other treatment related costs) for the needy patients

Please reach us at support@modernusgroup.com to Donate for this cause and save Tax. Corporates can fulfill their CSR.

Join us in alleviating hospital bills for those in need and make a difference today.

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Our Story: A Mission to Help the Needy and Poor Access Healthcare

MODERN US HEALTH CHARITABLE TRUST's journey began with a series of deeply moving moments in hospitals in India & the United States—one in Bengaluru, Karnataka, India and another in Dallas, Texas in the United States. In both places, our Founder & CEO witnessed heartbroken family members pleading for help to cover overwhelming medical bills they couldn’t afford. Moved by their pain, our CEO stepped in to assist these families and a few others facing similar hardships in both India and the United States. While these acts of kindness provided immediate relief, they highlighted a much bigger issue globally.

These small gestures may have brought temporary relief to a few families, but they uncovered a larger, global crisis: millions of people in India, Nepal, the United States and many other countries struggle to access healthcare due to a lack of money, savings, or adequate insurance.

It’s not only the poor who need help; many middle-income families also find themselves driven into debt or bankruptcy due to the high cost of medical treatments and associated expenses.

This issue isn’t isolated to developing nations. Even in the United States, healthcare costs are so high that many families can’t afford the necessary care, no matter how hard they work. Sadly, the result is the same: millions are denied life-saving treatments, necessary medications, or even basic consultations simply because they can't pay.

Over 4.5 billion people worldwide lack essential health coverage, and 1 billion people face catastrophic health spending which they can not afford (WHO, World Bank). In the U.S., 26 million people (8%) are uninsured, while many with insurance struggle with high premiums or denied claims. In India, 400 million people (30%) lack insurance, with others facing inadequate coverage. These statistics are just the tip of the huge iceberg in healthcare which highlight the critical need for accessible and affordable healthcare globally.

Our Founder & CEO has witnessed first-hand the financial hardships that many families face when trying to access essential care. These experiences became the driving force behind our mission to make a real, lasting change.

Our belief is simple: Healthcare is a basic right, and no one should be denied it simply because they are poor, needy, or middle-class.

Today, we are dedicated to breaking down the financial and systemic barriers that prevent people from receiving the care they need. Our ultimate goal is to make affordable healthcare a reality for everyone, everywhere.

Our Vision and Mission

We are dedicated to providing immediate relief and promoting long-term health insurance awareness for those in need, ensuring access to affordable healthcare solutions for all.

Motivated by this pressing need, we launched our NGO with a dual mission:

1. Immediate Relief: Covering hospital and medical visit bills for patients in need.

2. Long-term Impact: Creating awareness about the importance of health insurance and facilitating access to affordable health insurance solutions.

By partnering with health insurance companies, we aim to bridge the gap between affordability and accessibility. Our goal is to empower underserved communities in India, Nepal and the United States by offering sustainable, cost-effective insurance solutions tailored to their needs.

Scholarships up to USD $1,000,000 United States Dollar or ₹ 86,697,350 Indian Rupees for the Year 2026 by MODERN US HEALTH CHARITABLE TRUST, as an initiative to help improve patient care in India, the United States and globally

Eligible Research Topics:

• Patient Care Improvement

• Collaborative Care Models

• Patient Care Awareness

• Patient Care Improvement Data Research

• Technology including Software, AI, ML or similar to Improve Patient Care

• Cost-effective Technologies or Interventions to Improve Patient Care

• Electronic Health Record (EHR) Innovation

• Health Insurance Innovation

• Medication Adherence and Health-related Quality of Life

• Similar Patient Care-related Projects to help Improve Patient Care in India and Globally.

  We recognize the critical importance of research in advancing patient care and understand the significant financial barriers faced by early-career professionals, students, and young researchers. Securing funding for essential research, covering Article Processing Charges (APCs) for publishing in reputable journals, and financing the cost of presenting at conferences are all substantial challenges. These financial obstacles can significantly limit the reach and potential impact of important research.

This Scholarship Will Assist With projects which aim to reduce the overall cost of patient care while improving care:

1. Research Expenses: Funding for the costs associated with patient care research projects. This funding will be available for new research projects starting in 2026.

2. Publication Funding for Approved Projects: Coverage of APCs to help publish research in respected journals. Available for new research projects starting in 2026.

3. Conference Funding: Financial assistance to cover the costs of presenting research at global conferences. This funding is available for new research projects starting in 2026.

How to Apply:

To apply for funding, please submit your detailed research proposal, along with all necessary documentation from your university or academic guide or a doctor at hospital or local practice approved by your university, to cmo@modernusgroup.com. The proposal should follow your university’s standard format for research proposals. Include CV of the Student (researcher), Guide's profile, Letter from the Guide and prospective start date of the project along with the application for Funding/Scholarship for patient-centric research.

After receiving the proposal, our Chief Medical Officer (CMO) will review the project and evaluate the availability of funding.

Shortlisted projects will be invited to submit a formal project approval proposal using presentations to our senior leadership team including CEO & others for further review.

Approved projects will receive funding and mentorship under this initiative from MODERN US Health Charitable Trust, Bengaluru, its partner organizations & affiliated group companies.

Please Note: Scholarships under this category will be to help improve patient care and it is dependent on the total amount of funds received by our organization.

Get In Touch to Support this initiative which will help the needy & poor patients

Contact us to support patients in need of medical assistance and to know more.